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  • "A professional team that delivers on their promises."

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FAQs

Does general liability insurance cover sexual assault and molestation claims?

In most cases, general liability policies exclude claims related to sexual misconduct. A separate policy or endorsement is typically required.

Is SAM coverage only for certain industries?

Any business with close or private interaction with clients should evaluate sexual assault and molestation exposure.

Can false allegations still result in a claim?

Even unfounded claims can lead to costly legal defense and investigation expenses.

Is this coverage expensive?

Costs vary based on your industry, size, and exposure. In many cases, it is more affordable than expected compared to the potential cost of a claim.

Can this be added to an existing policy?

SAM coverage can often be added as an endorsement or structured as a standalone policy.

What SAM coverage limits should I consider?

SAM coverage limits depend on your risk level, industry, and contract requirements. We help you determine appropriate limits based on your exposure.

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